I Built a Free EMI Calculator Focused on Clarity (Not Ads)

Source: Dev.to

Why I built a new EMI calculator

I noticed that most online EMI calculators are either cluttered with ads or don’t clearly explain the numbers. For many people, an EMI isn’t just a monthly amount—it determines long‑term financial stress. Even a small change in interest rate or tenure can dramatically affect the total repayment, yet most tools don’t make this obvious.

Features

• Calculates monthly EMI using the reducing‑balance method
• Shows total interest payable and total repayment clearly
• Allows instant comparison of different tenures and interest rates
• No login, no ads, no dark patterns

The goal is to make loan decisions easier, especially for Indian users who want transparency instead of flashy features.

Try it

https://quikcalctools.com/emi-calculator

Future plans

I’m working on adding more free calculators for everyday financial and health needs.

Genuine feedback or suggestions are always welcome.