Stripe introduces Link, a digital wallet that autonomous AI agents can use, too
Source: TechCrunch
Financial services platform Stripe is introducing a digital wallet specifically built for the AI era, where autonomous agents can perform tasks that include shopping, paying for reservations, buying tickets, and more.
At its annual conference this week, the company unveiled Link, a wallet that lets you connect various payment methods, track your spending, and view recurring subscriptions. It also enables you to integrate AI agents so they can spend on your behalf, securely.
Overview
Link is available on the web, iOS, and Android. It lets you:
- Connect payment methods, including cards, banks, crypto wallets, and buy‑now/pay‑later services.
- Store billing and shipping information for online checkout.
- View spending, track recurring subscriptions, and update payment methods as needed.
- Receive up to 90 days of protection on eligible purchases from select merchants.
Features
- Multi‑method support – cards, bank accounts, crypto wallets, and BNPL services.
- Spending insights – dashboards to see where your money goes and manage subscriptions.
- Purchase protection – up to 90 days for eligible merchants.
Image Credit: Stripe
AI Agent Integration
Link’s standout capability is its ability to work with autonomous AI agents such as OpenClaw and others.
- Users grant an agent access to the Link wallet via an OAuth flow.
- The agent creates a spend request, provides context, and waits for user approval.
- Currently supports traditional payment methods; support for agentic tokens, stablecoins, and other payment types is “coming soon.”
Image Credit: Stripe
On mobile and web, users receive a notification to approve each spend request, reviewing the transaction before any payment credentials are shared with the AI agent. Future updates will allow users to set spending limits and define when agents can act without explicit approval.
Security and Controls
The wallet is built on Stripe’s new Issuing for agents platform, which provides:
- Virtual cards for agents to make autonomous purchases.
- Real‑time authorization, spending controls, and full transaction visibility.
Instead of exposing raw payment credentials, users can:
- Give agents programmatic access to Link, which generates a one‑time‑use virtual card.
- Use a Shared Payment Token (SPT), backed by payment cards and banks.
Developer Resources
Developers and businesses building AI personal assistants can integrate Link’s wallet rather than building a wallet from scratch. Documentation for issuing virtual cards and shared payment tokens is available:
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